Personalized Creations Bangles Beads Bows

Blog Prompt: Has anyone ever made a mistake that you promised yourself to never make? Did you keep your promise to yourself?

Oh, I have made many mistakes in my life and learned from them.

Like, never plug something into the wall and your hand is wet.  Read a recipe correctly and not use sweetened condensed milk instead of  evaporated milk to use in tuna casserole and there are many more.  

But, I have to agree with my blog friend Pat, that my biggest promise was not to let myself go, keep exercising and watch what I eat.  I have too many things I want to do in this world and being physically fit and able to get around is one of them.  Also, not having good genes with heat attacks and strokes will keep your mind in the right place for sure.  Menopause has really taken a tole on my body and there are some pounds that I need to get rid of for sure.

One other thing I promised myself was that if hair color comes in a box, it would be on my hair.  I just can’t let myself go gray yet.  Maybe in my 60’s, but not now.  That makes me feel older than anything else.

Learn from your mistakes so you don’t repeat them in the new year.

Tags: womens issues by Tammy
1 Comment »

Are you looking for an attorney for bankruptcy, foreclosure, loan modification, debt settlement, mortgage litigation, short sale? Choosing an attorney can be a challenge when you are facing serious legal issues, but it is important step to help you in your case.

American Residential Law Group, will help you get back on the right track with your mortgage or bankruptcy problems. American Residential Law Group will contact your lender and work out a solution to keep your from foreclosure proceedings.

American Residential Law Group are here to help you get back on track. Do not fall for scam law group out there. Make sure that the law group are members of the bar and also a high rating with the BBB. If you are about to face foreclosure, bankruptcy, they can help you. Please visit the American Residential Law Group’s website for more information.

Tags: Shopping/Product Reviews by Tammy
1 Comment »

Merry Christmas to everyone out in this great big world of ours and I would love to share one more week in my Project 365 with items used from Weeds & Wildflowers.  I hope you enjoy.

Merry Christmas and a very Happy New Year to everyone,

Tags: Weeds and Wildflowers by Tammy
No Comments »

The economy is making a slow come back and right now is the perfect time to buy cheap real estate.  But, you ask yourself. What is a good way to acquire a home at a great price? Have you ever thought about  Owner Financed Homes?  Owner financing is when a landlord agrees to lease a home to a tenant and the tenant has an option to buy the home for a pre-negotiated price before the end of the lease.  We have done this with a couple of our rental properties and then the tenant eventually purchased the home. Works out great, especially if you don’t have the down payment at that time.

OwnerFinancingListings.com is the perfect website to find Owner Financing property in your area.  One of the best listing sites I’ve seen in a long time.  All you do is put the name of the city and state, how much you want to spend and bedrooms.  So easy and very user friendly!!  All the years my husband and I were flipping homes, we would look in the local paper and talk to our real estate agent.  This website would’ve helped tremendously in our search all those years ago.

I tried this in my area and I had no idea of all the homes in a price I would want to spend.  Ton’s of information and pictures of each property to help you find that perfect property.  This is the best website to find your next home at a great price.

Tags: Shopping/Product Reviews by Tammy
No Comments »

Blog Prompt: When your parents would go out what would you do?

My brother and I only had babysitters a few times, because we had grandmas that lived close. And I don’t recall doing anything way out there and we were always good with our babysitter or grandmas. If not, we knew the consequences when my parents came home.

I do remember our babysitter while we lived in Hawaii that was really fun and she played games with us and was always nice. I would dress up and we would play house or dolls. I wish I could remember her name. But, that was back in the 60’s and my mind can’t recall that for some reason.

Tags: womens issues by Tammy
1 Comment »

I have a small online business, which is growing and I am receiving many more emails now or have to search the internet for supplies and other items.   My computer is becoming a very big part of my business.  If it wasn’t for great Security software, my computer would be down a lot.  And if my computer is down, my business is down.

I have used anti-virus software for many years now, but I’m considering changing to new software because my old software is really slowing down my computer.   Malware protection is very important to me and if its caught and deleted, it will keep my computer running smoothly.  Other considerations when searching for a good anti-virus software is data protection and encryption software.  I have friends who haven’t had a good anti-virus software and have seen them pay hundreds of dollars to have their computers either replaced or worked on by techs.  I don’t have time for that and would rather pay a fraction of that for really good protection from the beginning for my small business.

All of this can be found with Sophos software and  is rated among some of the best security software out there and is perfect for your small business or enterprise.  Product demos, free trials, free tools and web seminars are what Sophos offers its customers to make sure the have the best possible customer service.

And their blog is the best for finding out some great information.  I just read their article about email Christmas card scams.  Interesting read and something I didn’t know was going around.  Many great articles to read.

Let Sophos help your business stay secure and online with worries of malware and other security problems.

Tags: Shopping/Product Reviews by Tammy
No Comments »

I did a challenge the other day at Weeds & Wildflower and I used a new kit by Weeds & Wildflowers called Sweet & Simple kit #5. Full of Christmas items and they work well with all the Project 365 items at W&W. You can find it here and its on sale right now. So don’t miss out.

Here are a couple of layouts using this kit.

And don’t forget the 12 days of Christmas going on right now at W & W’s blog for freebies and 1/2 price items.

Have something covered in chocolate today,

Tags: Weeds and Wildflowers by Tammy
No Comments »

The economy is making a slow come back and right now is the perfect time to buy cheap real estate. There are so many foreclosures out there right now and not only does this help the home owner but it also helps the bank. It’s a win/win situation for everyone.   These properties make great starter homes or a fixer up property to rent or sale.  If you are a first time home owner, you can use the $8000 credit right now for your first purchase.

But, you ask yourself. Where do I find great Foreclosure Listings in my area? Foreclosurepatch.com is the perfect website to find foreclosure property in your area.  One of the best foreclosure listing sites I’ve seen in a long time.  All you do is put the name of the city and state, how much you want to spend and bedrooms.  So easy and very user friendly!!  All the years my husband and I were flipping homes, we would look in the local paper and talk to our real estate agent.  This website would’ve helped tremendously in our search all those years ago.

I tried this in my area and I had no idea of all the foreclosed homes in a price I would want to spend.  Ton’s of information and pictures of each property to help you find that perfect property.  This is the best website to find your next home at a great price.

Tags: Shopping/Product Reviews by Tammy
No Comments »

Blog Prompt: National covered chocolate day. What would you have chocolate covered today?

That’s easy!! Just about anything thats edible.

I have to say, I have been craving those little chocolate covered raisins for some reason.  I figure if I eat that, I am eating healthy with a bonus.  Don’t you think?

I finished another week in my Project 365 and I used a new kit by Weeds & Wildflowers called Sweet & Simple kit #5.  Full of Christmas items and they work well with all the Project 365 items at W&W.  You can find it here and its on sale right now.  So don’t miss out.

Here are a couple of layouts using this kit.

And don’t forget the 12 days of Christmas going on right now at W & W’s blog for freebies and 1/2 price items.

Have something covered in chocolate today,

Tags: Weeds and Wildflowers by Tammy
5 Comments »

I know a lot of us have questions on our mind right now about what is going on with our countries health care and what will happen in the future.  But, most of us can’t wait for the future or the government to decide our fate.  We need health insurance now.  So, its time to start looking for some very competitive, affordable and good health insurance for me and my family.

Where do you start?  Try NetQuote.com.  A great website where you can compare different insurance policies from different insurance companies in your state and area. First you put in your zip code and then answer some simple questions and you and your family to get the very best quote for your situation.   You will be able to decide if an HMO or PPO policy is good for you and they also answer questions you might have on your mind about making the right decision.  Let NetQuote.com help you decide on the right policy for you.

Tags: Shopping/Product Reviews by Tammy
No Comments »